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David's Story

Behind every claim is a person

David’s story

 “I would never be without income protection. Without it we would have fallen into serious debt”

“I work as a self-employed builder, so my health and ability to earn a living keeps a roof over my family’s head. Fortunately, a friend of mine recommended income protection as a product that would cover me in case of illness or an accident.

In April 2014, I had a motorbike accident that resulted in a severe brain injury. The result of the head injury was life-changing. My balance had gone and I couldn’t cope with normal everyday decisions and skills, let alone return to my job.

After the accident I attended a rehabilitation centre to re-learn some basic skills and multi-tasking. The occupational therapy I received was amazing, we couldn’t have coped without the centre and I doubt I would have made the recovery I had without them.

Without income protection we would have had to rely on my wife’s salary and we would more than likely have fallen into serious debt.

Two years on, I am 90% recovered and back to my old job. There are still times when things get too much and I have to sleep for long periods, but compared to where I was a year ago it is amazing.

Since my claim, I would recommend income protection 100%. It gave my wife piece of mind whilst I was ill, she knew that all my business costs were covered and gave her one less thing to worry about.

I am now all too aware of what can happen when you least expect it and I would certainly never be without any form of income protection.