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In a changed world – review your insurance cover

Have you got a safety net for when things go wrong

The pandemic has served as a stark reminder of how our financial wellbeing can be affected without warning and has highlighted the need to have good protection cover in place. Even if your own personal and financial circumstances haven’t changed as a result of the pandemic, it’s important to regularly review your protection insurance to make sure your policy provides adequate cover for your changing needs.

Comfort when you need it most

More people than ever are relying on the security of a safety net when things take an unexpected turn. According to figures from the Association of British Insurers (ABI) insurers paid out a record 98.3% of protection claims in 2019.

However, if you haven’t reviewed and updated your policy, you might find that you have insufficient cover and the payout isn’t enough to cover your and your family’s needs if you were to die or be unable to work due to illness.

Today’s policies may offer more comprehensive cover

If you have simply been paying your premiums on the same policy for years, without reviewing the type of cover, you could run the risk of being inadequately insured as well as missing out on more comprehensive cover that may be available from today’s policies.

Helping to protect you

It’s understandable that inertia will result in many people sticking with the cover they already have, but this may not be the right cover for your circumstances today. Our advice will ensure you have the most suitable cover in place, giving you peace of mind that you and your family will be protected should the worst happen.