Need a Mortgage?
What's the best mortgage for you?
The mortgage market is constantly changing, not just in terms of mortgage regulation and the deals available, but also in the way lenders assess loan applications.
With so many lenders to choose from, it’s hard for you to know where to start. It is not as easy as finding the cheapest lender or the insurer with the cheapest premium. The low cost option is not always the most suitable.
This is where we can help. We will work with you to bring mortgage to your door. You’ll get greater control and make it less likely that securing a mortgage becomes an obstacle to the house buying process. We’ll work with you to understand your needs, match that to the requirements of lenders, and then protect you and your dependants once you have bought your property.
This way, we help clients get the best deal most suited to their needs.
Besides providing mortgage and insurance solutions, our services add value by helping clients:
- Save money by not paying too much for their mortgage
- Pay the right, affordable deposit so they get the best interest rate
- Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term
- Best structure the borrowing terms whilst considering your age, objectives and plans for retirement
- Understand the risks associated with repayment or interest-only mortgages
- Save time and money by focusing on lenders and providers whose underwriting criteria best suits your circumstances
- Review the best way to use their existing provisions while recommending any suitable and necessary new solutions
- Save money on protecting your assets
- Ensure your insurance is in the right name, ownership and trust, so that when your estate is passed on to your beneficiaries, they don’t have to pay too much tax
Whether you are a first timebuyer, moving up the property ladder or even buying to let, we can find the right mortgage for your needs.