Borrowing to buy your new home

Whether you are a first time buyer, or someone who has moved home many times, we trust you will find this guide valuable. Moving to a new home is something most of us only do a few times in our life, so it is important to ensure we have a clear understanding of the process and our knowledge is up-to-date.


Buying your first or next home can be stressful. There are many questions you will need to ask yourself regarding your choice of property. Then come the mortgage related ones such as: 

  • How much will it cost? 
  • Can I afford it? 
  • How much deposit will I need? 
  • What type of mortgage do I want?
  • Will I get a mortgage?

The home loan market is complex. There are so many different mortgages to choose from.

Our guide will help to clarify the terminology, benefits, risks and associated costs of borrowing to buy your new home - download it here.

To help clarify technical terms and jargon, we have included an A-Z glossary, which is based on our understanding of taxation, regulation and legislation for the 2022/2023 tax year